html{-webkit-text-size-adjust:100%;-ms-text-size-adjust:100%;font-family:sans-serif}body{margin:0}figure{display:block}a{background-color:#0000}a:active,a:hover{outline:0}b,strong{font-weight:700}h1{margin:.67em 0;font-size:2em}img{border:0}svg:not(:root){overflow:hidden}button,input,select,textarea{color:inherit;font:inherit;margin:0}button{overflow:visible}button,select{text-transform:none}button,html input[type=button],input[type=reset]{-webkit-appearance:button;cursor:pointer}button[disabled],html input[disabled]{cursor:default}button::-moz-focus-inner,input::-moz-focus-inner{border:0;padding:0}input{line-height:normal}input[type=checkbox],input[type=radio]{box-sizing:border-box;padding:0}input[type=number]::-webkit-inner-spin-button,input[type=number]::-webkit-outer-spin-button{height:auto}input[type=search]{-webkit-appearance:none}input[type=search]::-webkit-search-cancel-button,input[type=search]::-webkit-search-decoration{-webkit-appearance:none}textarea{overflow:auto}.w-icon-slider-right:before{content:""}.w-icon-slider-left:before{content:""}*{box-sizing:border-box}html{height:100%}body{color:#333;background-color:#fff;min-height:100%;margin:0;font-family:Arial,sans-serif;font-size:14px;line-height:20px}img{vertical-align:middle;max-width:100%;display:inline-block}.w-inline-block{max-width:100%;display:inline-block}.w-button{color:#fff;line-height:inherit;cursor:pointer;background-color:#3898ec;border:0;border-radius:0;padding:9px 15px;text-decoration:none;display:inline-block}input.w-button{-webkit-appearance:button}h1,h2,h3,h4,h5,h6{margin-bottom:10px;font-weight:700}h1{margin-top:20px;font-size:38px;line-height:44px}h2{margin-top:20px;font-size:32px;line-height:36px}h3{margin-top:20px;font-size:24px;line-height:30px}h4{margin-top:10px;font-size:18px;line-height:24px}h5{margin-top:10px;font-size:14px;line-height:20px}h6{margin-top:10px;font-size:12px;line-height:18px}p{margin-top:0;margin-bottom:10px}blockquote{border-left:5px solid #e2e2e2;margin:0 0 10px;padding:10px 20px;font-size:18px;line-height:22px}figure{margin:0 0 10px}ul,ol{margin-top:0;margin-bottom:10px;padding-left:40px}.w-embed:before,.w-embed:after{content:" ";grid-area:1/1/2/2;display:table}.w-embed:after{clear:both}fieldset{border:0;margin:0;padding:0}button{cursor:pointer;-webkit-appearance:button;border:0}.w-form{margin:0 0 15px}label{margin-bottom:5px;font-weight:700;display:block}.w-input,.w-select{color:#333;vertical-align:middle;background-color:#fff;border:1px solid #ccc;width:100%;height:38px;margin-bottom:10px;padding:8px 12px;font-size:14px;line-height:1.42857;display:block}.w-input::placeholder,.w-select::placeholder{color:#999}.w-input:focus,.w-select:focus{border-color:#3898ec;outline:0}.w-input[disabled],.w-select[disabled],.w-input[readonly],.w-select[readonly],fieldset[disabled] .w-input,fieldset[disabled] .w-select{cursor:not-allowed}.w-input[readonly],.w-select[readonly]{background-color:#eee}textarea.w-input,textarea.w-select{height:auto}.w-select{background-color:#f3f3f3}.w-select[multiple]{height:auto}.w-slider-nav{z-index:2;text-align:center;-webkit-tap-highlight-color:#0000;tap-highlight-color:#0000;height:40px;margin:auto;padding-top:10px;position:absolute;inset:auto 0 0}.w-slider-nav.w-round>div{border-radius:100%}.w-slider-dot{cursor:pointer;background-color:#fff6;width:1em;height:1em;margin:0 3px .5em;transition:background-color .1s,color .1s;display:inline-block;position:relative}.w-slider-dot.w-active{background-color:#fff}.w-slider-dot:focus{outline:none;box-shadow:0 0 0 2px #fff}.w-slider-dot:focus.w-active{box-shadow:none}.w-slider-arrow-left,.w-slider-arrow-right{cursor:pointer;color:#fff;-webkit-tap-highlight-color:#0000;tap-highlight-color:#0000;-webkit-user-select:none;user-select:none;width:80px;margin:auto;font-size:40px;position:absolute;inset:0;overflow:hidden}.w-slider-arrow-left [class^=w-icon-],.w-slider-arrow-right [class^=w-icon-],.w-slider-arrow-left [class*=" w-icon-"],.w-slider-arrow-right [class*=" w-icon-"]{position:absolute}.w-slider-arrow-left:focus,.w-slider-arrow-right:focus{outline:0}.w-slider-arrow-left{z-index:3;right:auto}.w-slider-arrow-right{z-index:4;left:auto}.w-icon-slider-left,.w-icon-slider-right{width:1em;height:1em;margin:auto;inset:0}@font-face{font-family:Pitch;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744dd2ac6c44f511996ef2_pitch-semibold.woff2)format("woff2");font-weight:600;font-style:normal;font-display:swap}@font-face{font-family:AT A;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a59dd0133b776de7ec526d5_ata%20semi.woff)format("woff");font-weight:600;font-style:normal;font-display:swap}@font-face{font-family:AT A;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a59dd0133b776de7ec526e0_ata%20regular.woff)format("woff");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:AT H Mono;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a59dd0133b776de7ec526d3_at%20h%20mono%20retina.woff)format("woff");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:PPMori;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e1d185eac181144b018_PPMori-BlackItalic.otf)format("opentype");font-weight:900;font-style:italic;font-display:swap}@font-face{font-family:PPMori;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e1d185eac181144b015_PPMori-Italic.otf)format("opentype");font-weight:400;font-style:italic;font-display:swap}@font-face{font-family:PPMori;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e1d185eac181144b000_PPMori-Semibold.otf)format("opentype");font-weight:600;font-style:normal;font-display:swap}@font-face{font-family:PPMori;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e1db4c0b19f3b33a64f_PPMori-Extralight.otf)format("opentype");font-weight:200;font-style:normal;font-display:swap}@font-face{font-family:PPMori;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e1d76997a8c3fb13fde_PPMori-Regular.otf)format("opentype");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:PPMori;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e1d32c13806981c366c_PPMori-ExtralightItalic.otf)format("opentype");font-weight:200;font-style:italic;font-display:swap}@font-face{font-family:PPMori;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e1debd579714d19a4da_PPMori-Black.otf)format("opentype");font-weight:900;font-style:normal;font-display:swap}@font-face{font-family:PPMori;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e1d981fc17c9650714c_PPMori-SemiboldItalic.otf)format("opentype");font-weight:600;font-style:italic;font-display:swap}@font-face{font-family:Kyoto;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e6eb4c0b19f3b33b3cb_PPKyoto-MediumItalic.otf)format("opentype");font-weight:500;font-style:italic;font-display:swap}@font-face{font-family:Kyoto;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e6e13f001391bb0f790_PPKyoto-ExtraboldItalic.otf)format("opentype");font-weight:700;font-style:italic;font-display:swap}@font-face{font-family:Kyoto;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e6e600342cc8b2cb3be_PPKyoto-LightItalic.otf)format("opentype");font-weight:300;font-style:italic;font-display:swap}@font-face{font-family:Kyoto;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e6e13f001391bb0f78d_PPKyoto-Medium.otf)format("opentype");font-weight:500;font-style:normal;font-display:swap}@font-face{font-family:Kyoto;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e6e600342cc8b2cb3c1_PPKyoto-ThinItalic.otf)format("opentype");font-weight:100;font-style:italic;font-display:swap}@font-face{font-family:Kyoto;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e6e25df109a67745412_PPKyoto-Thin.otf)format("opentype");font-weight:100;font-style:normal;font-display:swap}@font-face{font-family:Kyoto;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e6eb648fcf0886865cd_PPKyoto-Extrabold.otf)format("opentype");font-weight:700;font-style:normal;font-display:swap}@font-face{font-family:Kyoto;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e6e94681e59307f6af5_PPKyoto-Light.otf)format("opentype");font-weight:300;font-style:normal;font-display:swap}:root{--color--parchment:#faf9f5;--typography--font-family--sans:PPMori,Arial,sans-serif;--color--charcoal:#2f2f2f;--text--h6\<deleted\|variable-211419a6-9735-1df7-0112-f084880b8b07\>:1em;--spacing--gap:clamp(.85*1rem,((.85 - ((1 - .85)/(var(--viewport-max) - var(--viewport-min))*var(--viewport-min)))*1rem + ((1 - .85)/(var(--viewport-max) - var(--viewport-min)))*100vw),1*1rem);--spacing--gap-36:calc(var(--spacing--gap)*2.25);--spacing--gap-24:calc(var(--spacing--gap)*1.5);--spacing--gap-18:calc(var(--spacing--gap)*1.125);--spacing--gap-20:calc(var(--spacing--gap)*1.25);--spacing--container-padding:var(--spacing--gap-48);--color--gray-1:#e8e6db;--_spacing---section-padding\<deleted\|variable-7df20897-94e9-a368-c9f3-369d0a2caec9\>:calc(3.5rem + (var(--_spacing---gap\<deleted\|variable-e8ab03cd-e5ea-f0de-54d5-39af9e167ed4\>)*2));--spacing--gap-96:calc(var(--spacing--gap)*6);--color--primary\<deleted\|variable-6bd3d9ce-e861-dbec-e0a7-d75478a84819\>:#ff4c24;--_spacing---gap\<deleted\|variable-e8ab03cd-e5ea-f0de-54d5-39af9e167ed4\>:clamp(.875rem,calc(.875rem + .125rem*(100vw - var(--_typography---viewport-min\<deleted\|variable-e8c06db0-8652-bafd-b9f1-f77bedaeadfc\>))/(var(--_typography---viewport-max\<deleted\|variable-f1b5a00e-7bcf-9c3b-ca98-508082c53485\>) - var(--_typography---viewport-min\<deleted\|variable-e8c06db0-8652-bafd-b9f1-f77bedaeadfc\>))),1rem);--spacing--gap-12:calc(var(--spacing--gap)*.75);--gap\<deleted\|variable-24fda503-d526-25d3-8337-c36ee1a34993\>:1em;--typography--font-family--serif:Kyoto,Arial,sans-serif;--typography--title-h0:clamp(4*1rem,((4 - ((5 - 4)/(var(--viewport-max) - var(--viewport-min))*var(--viewport-min)))*1rem + ((5 - 4)/(var(--viewport-max) - var(--viewport-min)))*100vw),5*1rem);--typography--text-p:clamp(.875*1rem,((.875 - ((1 - .875)/(var(--viewport-max) - var(--viewport-min))*var(--viewport-min)))*1rem + ((1 - .875)/(var(--viewport-max) - var(--viewport-min)))*100vw),1*1rem);--typography--title-xl\<deleted\|variable-5dbab448-15d0-a002-517d-d68a1a803b79\>:clamp(3*1rem,((3 - ((4.5 - 3)/(var(--viewport-max) - var(--viewport-min))*var(--viewport-min)))*1rem + ((4.5 - 3)/(var(--viewport-max) - var(--viewport-min)))*100vw),4.5*1rem);--typography--title-h2:clamp(1.5625*1rem,((1.5625 - ((2 - 1.5625)/(var(--viewport-max) - var(--viewport-min))*var(--viewport-min)))*1rem + ((2 - 1.5625)/(var(--viewport-max) - var(--viewport-min)))*100vw),2*1rem);--typography--title-h1:clamp(1.9375*1rem,((1.9375 - ((2.5 - 1.9375)/(var(--viewport-max) - var(--viewport-min))*var(--viewport-min)))*1rem + ((2.5 - 1.9375)/(var(--viewport-max) - var(--viewport-min)))*100vw),2.5*1rem);--typography--title-h3:clamp(1.375*1rem,((1.375 - ((1.5 - 1.375)/(var(--viewport-max) - var(--viewport-min))*var(--viewport-min)))*1rem + ((1.5 - 1.375)/(var(--viewport-max) - var(--viewport-min)))*100vw),1.5*1rem);--spacing--gap-8:calc(var(--spacing--gap)*.5);--color--text:var(--color--dark);--radius--4:var(--spacing--gap-4);--spacing--gap-32:calc(var(--spacing--gap)*2);--spacing--gap-72:calc(var(--spacing--gap)*4.5);--spacing--gap-48:calc(var(--spacing--gap)*3);--spacing--gap-64:calc(var(--spacing--gap)*4);--spacing--gap-128:calc(var(--spacing--gap)*8);--spacing--gap-56:calc(var(--spacing--gap)*3.5);--spacing--gap-40:calc(var(--spacing--gap)*2.5);--typography--title-h4:clamp(.95*1rem,((.95 - ((1 - .95)/(var(--viewport-max) - var(--viewport-min))*var(--viewport-min)))*1rem + ((1 - .95)/(var(--viewport-max) - var(--viewport-min)))*100vw),1*1rem);--typography--title-h5:clamp(.6875*1rem,((.6875 - ((.75 - .6875)/(var(--viewport-max) - var(--viewport-min))*var(--viewport-min)))*1rem + ((.75 - .6875)/(var(--viewport-max) - var(--viewport-min)))*100vw),.75*1rem);--typography--title-h6:clamp(.615*1rem,((.615 - ((.625 - .615)/(var(--viewport-max) - var(--viewport-min))*var(--viewport-min)))*1rem + ((.625 - .615)/(var(--viewport-max) - var(--viewport-min)))*100vw),.625*1rem);--color--light:#fff;--radius--full:9999px;--color--blue:#cffcf9;--spacing--gap-10:calc(var(--spacing--gap)*.625);--spacing--gap-6:calc(var(--spacing--gap)*.375);--spacing--gap-28:calc(var(--spacing--gap)*1.75);--spacing--gap-4:calc(var(--spacing--gap)*.25);--spacing--gap-14:calc(var(--spacing--gap)*.875);--spacing--gap-80:calc(var(--spacing--gap)*5);--color--gray-2:#87867e;--viewport-max:90;--viewport-min:20;--radius--16:var(--spacing--gap);--spacing--gap-2:calc(var(--spacing--gap)*.125);--color--bg:var(--color--light);--radius--0:0px;--color--error:#f62d00;--radius--2:var(--spacing--gap-2);--color--primary:#06f;--color--success:#52d36a;--color--dark:#121212;--spacing--gap-88:calc(var(--spacing--gap)*5.5);--typography--font-family--analog:Pitch,Arial,sans-serif;--typography--font-family--noto:"Noto Sans JP",sans-serif;--typography--font-family--noto-sc:"Noto Sans SC",sans-serif;--spacing--container-padding-tight:var(--spacing--gap-24);--_typography---viewport-min\<deleted\|variable-e8c06db0-8652-bafd-b9f1-f77bedaeadfc\>:320px;--_typography---viewport-max\<deleted\|variable-f1b5a00e-7bcf-9c3b-ca98-508082c53485\>:1440px}body{background-color:var(--color--parchment);font-family:var(--typography--font-family--sans);color:var(--color--charcoal);font-weight:400}h1,h2,h3{margin-top:0;margin-bottom:0}h4{margin-bottom:0}h5{margin-top:0;margin-bottom:0}h6{font-size:var(--text--h6\<deleted\|variable-211419a6-9735-1df7-0112-f084880b8b07\>);margin-top:0;margin-bottom:0;font-weight:400;line-height:1.4}p{margin-bottom:0}ul,ol{margin-top:var(--spacing--gap);margin-bottom:var(--spacing--gap);padding-left:var(--spacing--gap-36)}li{list-style-type:disc}label{letter-spacing:.05em;text-transform:uppercase;margin-bottom:.4rem;display:block}strong{font-weight:600}blockquote{margin-top:var(--spacing--gap-24);margin-bottom:var(--spacing--gap-24);padding:var(--spacing--gap-18)var(--spacing--gap-20);border-left:.3em solid #e2e2e2}.hero-partners_wrapper{grid-column-gap:2rem;grid-row-gap:2rem;justify-content:flex-start;align-items:center;display:flex}.cr-text-light-2{color:#fff}.cr-dropdown-2{color:#000;background-color:#0000;background-image:url(/research/finance-apps/images/noun-down-arrow-3012911-3.svg);background-position:93%;background-repeat:no-repeat;background-size:auto;border:1px solid #000;border-radius:10px;padding-right:2.5rem;font-size:14px;line-height:1.25;position:relative}.cr-dropdown-2.cr-dropdown-white{color:#fff;background-color:#040078;background-image:url(/research/finance-apps/images/white-filter-arrow.svg);border-color:#fff}.cr-hero-finance_content{z-index:2;grid-column-gap:5rem;grid-row-gap:5rem;flex-flow:column;margin-bottom:0;display:flex;position:relative}.cr-hero_content-partners{grid-column-gap:1rem;grid-row-gap:1rem;flex-flow:column;justify-content:center;align-items:flex-start;display:flex;position:relative}.cr-hero_container{flex-flow:column;flex:1;justify-content:center;align-items:flex-start;width:100%;max-width:1440px;height:100%;margin-left:auto;margin-right:auto;padding:4rem 2rem;display:flex;position:relative}.cr-quote-name{color:#fff;font-size:1rem}.cr-quote-name.cr-is-dark{color:#000}.cr-margin-bottom-s{margin-bottom:2rem}.cr-padding-h-section{width:100%;margin-left:auto;margin-right:auto;padding-top:6rem;padding-bottom:0}.cr-hero_background{z-index:0;pointer-events:none;position:absolute;inset:0%}.cr-tooltip{z-index:2;margin-left:.5rem;margin-right:.5rem;padding-right:1.5rem;font-weight:500;display:inline-flex;position:relative}.cr-container-small{max-width:950px;margin-left:auto;margin-right:auto}.cr-heading-vis{color:#000;margin-bottom:8px;font-size:18px;font-weight:700;line-height:1.25}.cr-heading-vis.cr-heading-vis-white{color:#fff}.cr-padding-global{width:100%;padding-left:1.5rem;padding-right:1.5rem}.cr-paragraph-vis{color:#000;margin-top:0;margin-bottom:24px;font-size:14px;line-height:1.25}.cr-paragraph-vis.cr-paragraph-bold{letter-spacing:0;margin-bottom:8px;font-weight:700}.cr-paragraph-vis.cr-paragraph-vis-white{color:#fff}.cr-chapter-1_card-right-sign{grid-column-gap:1rem;grid-row-gap:1rem;justify-content:flex-start;align-items:center;display:flex}.cr-chapter-bottom-top-child{grid-column-gap:0rem;grid-row-gap:0rem;flex-flow:column;flex:1;justify-content:flex-start;align-items:flex-start;display:flex;position:relative}.cr-chapter-header{grid-column-gap:1rem;grid-row-gap:1rem;flex-flow:column;justify-content:center;align-items:flex-start;margin-bottom:4rem;display:flex}.cr-chapter-1_card-left-img{object-fit:cover;border-radius:1.25rem;height:100%}.cr-margin-bottom-xs{margin-bottom:1rem}.cr-margin-bottom-m{margin-bottom:4rem}.cr-chapterr_full-section-wrapper-top{grid-column-gap:0rem;grid-row-gap:0rem;flex-flow:column;width:100%;margin-top:4rem;margin-bottom:4rem;display:flex}.cr-chapterr_full-section-wrapper-top.cr-no-margin{margin-top:0;margin-bottom:0}.cr-hesding2{color:#040078;max-width:25ch;font-size:3rem;font-weight:700}.cr-hesding2.cr-is-sub{color:#000;max-width:none;font-size:2.5rem;font-weight:400}.cr-logo-spacer_block{grid-column-gap:1rem;grid-row-gap:1rem;height:100%;margin-left:auto;display:flex}.vis-legend-wrapper{grid-column-gap:4rem;grid-row-gap:4rem;margin-top:2rem;display:flex}.cr-chapter-right-top-child{grid-column-gap:2rem;grid-row-gap:2rem;flex-flow:column;flex:1;justify-content:flex-start;align-items:flex-start;display:flex;position:relative}.cr-heading-3{color:#000;margin-bottom:1.25rem;font-size:1.5rem;font-weight:700}.cr-heading-3.cr-text-light{color:#fff}.cr-hero_heading{max-width:12ch;margin-bottom:3rem;font-size:3.75rem;font-weight:700}.cr-hero_heading:lang(ko){max-width:13ch;margin-bottom:3rem;font-size:3.75rem;font-weight:700}.cr-hero_heading.cr-text-light{color:#fff}.cr-margin-top-m{margin-top:4rem}.cr-hero_subtittle{max-width:34ch;margin-top:0;margin-bottom:0;font-size:2rem}.cr-hero_subtittle.cr-text-light{color:var(--color--light);font-size:1.5rem}.cr-chapter_full-section{background-color:#040078}.cr-chapter_full-section.cr-is-white{background-color:#fff}.cr-chapter_card-right{grid-column-gap:4rem;grid-row-gap:4rem;background-color:#0280fb;border-radius:1.25rem;flex-flow:column;justify-content:space-between;width:100%;padding:2rem 3rem;display:flex;position:relative}.form-block-3{min-width:5rem;max-width:12rem;display:block}.form-block-3.vis-form-region-wider{min-width:7rem;max-width:16rem}.cr-chapter-1_card{padding-top:4rem;padding-bottom:4rem;display:flex}.cr-hero_content-bottom{grid-column-gap:4rem;grid-row-gap:4rem;display:flex}.cr-chapter-bottom-top{grid-column-gap:8rem;grid-row-gap:8rem;justify-content:space-between;width:100%;display:flex}.cr-legend-info{grid-column-gap:.5rem;grid-row-gap:.5rem;background-color:#e8faff;border:1px solid #16d2ff;border-radius:34px;justify-content:center;align-items:center;height:fit-content;margin-top:auto;margin-bottom:auto;padding:.5rem 2rem;display:flex}.vis-placeholder{width:100%;margin-top:0}.vis-placeholder.vis-placeholder-margin-top{margin-top:31px}.cr-paragraph{z-index:2;color:#000;margin-top:0;margin-bottom:0;font-size:1.125rem;position:relative}.cr-paragraph.cr-text-light{color:#fff}.cr-paragraph.cr-text-light.cr-is-sub,.cr-paragraph.cr-sub{font-size:1.5rem}.cr-chapter-1_card-right-sign-logo{margin-left:auto}.cr-viz-wrapper{margin-top:4rem;margin-bottom:4rem}.cr-viz-wrapper.cr-viz-wrapper-margin-zero{width:100%;margin-top:0;margin-bottom:0}.cr-viz-wrapper.cr-no-margin-top{margin-top:0}.viz-sources_text{color:gray;font-size:.875rem}.viz-sources_text.cr-text-light{color:#fff}.cr-icons-wrapper{width:100%;height:100%;position:relative}.cr-chapter-1_card-left{background-color:#0280fb;border-radius:1.25rem;justify-content:center;align-items:center;max-width:25%;padding:2rem 1.5rem;display:flex}.viz-sources_umg{width:auto;max-height:37px}.viz-sources-wrapper{grid-column-gap:1rem;grid-row-gap:1rem;justify-content:space-between;width:100%;max-width:100%;margin-top:1.5rem;display:flex}.cr-research-modal{z-index:9999;cursor:pointer;background-color:#ffffffe6;justify-content:center;align-items:center;width:100%;height:100vh;padding-top:4rem;padding-bottom:4rem;display:none;position:fixed;inset:0%}.cr-scrolable{overflow:auto}.cr-modal_header{z-index:2;grid-column-gap:2rem;grid-row-gap:2rem;cursor:pointer;justify-content:space-between;align-items:center;width:100%;padding:0;display:flex}.cr-modal-close{width:31px;height:31px;transform:rotate(0)}.cr-list{grid-column-gap:.5rem;grid-row-gap:.5rem;color:#000;flex-flow:column;display:flex}.cr-list.cr-text-light{color:#fff}.cr-accordion_content{z-index:0;background-color:#f2f2f2;border-radius:20px;flex-flow:column;justify-content:flex-start;max-height:100%;padding:4rem;display:flex;position:relative}.cr-research{padding-bottom:6rem}.cr-accordion_header{z-index:2;grid-column-gap:2rem;grid-row-gap:2rem;color:#000;cursor:pointer;background-color:#f2f2f2;border-radius:20px;justify-content:space-between;width:100%;padding:2rem;transition:background-color .3s;display:flex;position:relative}.cr-accordion_header:hover{background-color:#3381f3}.cr-accordion_heading{color:#000;font-size:1.5rem;font-weight:700;line-height:1.3}.cr-full-report-img-rightp{width:22%;margin-bottom:-13px;margin-left:-17px}.cr-full-report-link-arrow{width:30px;height:auto;margin-left:auto}.cr-full-report-link-wrapper{justify-content:center;align-items:flex-end;display:flex}.cr-social-media_card-wrapper2{grid-column-gap:3rem;grid-row-gap:3rem;flex-flow:row;grid-template-rows:auto auto;grid-template-columns:1fr 1fr;grid-auto-columns:1fr;justify-content:center;align-items:center;display:flex}.cr-social-media_card2-title{color:#fff;font-size:1.25rem;font-weight:700}.cr-social-media_card1{grid-column-gap:2rem;grid-row-gap:2rem;flex-flow:row;justify-content:center;align-items:center;display:flex}.cr-social-media_card2{grid-column-gap:2rem;grid-row-gap:2rem;flex-flow:column;justify-content:center;align-items:center;display:flex}.cr-left-wrapper{grid-column-gap:2rem;grid-row-gap:2rem;text-align:left;flex-flow:column;justify-content:center;align-items:flex-start;width:100%;display:flex}.cr-hero-finace_arrow{cursor:pointer;width:48px;height:48px;position:absolute;inset:auto 0% 6rem 50%}.cr-social-media_card-wrapper{grid-column-gap:3rem;grid-row-gap:3rem;flex-flow:column;grid-template-rows:auto auto;grid-template-columns:1fr 1fr;grid-auto-columns:1fr;display:flex}.cr-hero-finance_content-box{grid-column-gap:1.5rem;grid-row-gap:1.5rem;flex-flow:column;margin-top:-2rem;margin-left:auto;display:flex}.cr-full-report-link{color:#fff;background-color:#040078;border-radius:20px;width:100%;max-width:600px;margin-left:auto;margin-right:auto;padding:1.5rem 3rem;text-decoration:none;transition:background-color .3s}.cr-full-report-link:hover{background-color:#3381f3}.cr-full-report-link-text{max-width:40ch}.cr-social-media_wrapper{grid-column-gap:2rem;grid-row-gap:2rem;text-align:center;flex-flow:column;display:flex}.cr-full-report-img-left{width:28.7307%}.cr-social-media_card-number{color:#fff;min-height:40px;font-size:4rem;font-weight:700}.cr-social-media_card-number.dark{color:#000}.cr-hero-finance_box-bottom{justify-content:center;align-items:center;width:100%;display:flex}.cr-quote-2{color:#fff;border-left-style:none;margin-bottom:0;padding:0;font-size:1.25rem;font-weight:600;line-height:1.2}.cr-quote-2.cr-is-dark{color:#000}.cr-full-report-link-title{font-size:3rem;font-weight:700}.image-140{width:100%;display:none}.image-155{width:100%}.image-155.mobile-image{display:none}.cr-social-media_card2-greenn{background-color:#73e4ff;border-radius:20px;padding:2rem}.image-145{display:none}.image-152,.image-159{width:100%}.cr-hero-finance_box1{color:#fff;text-align:center;background-color:#0280fb;border-radius:20px;justify-content:center;align-items:center;width:100%;padding:2rem 4rem;font-size:2.5rem;font-weight:700;display:flex}.cr-hero-finance_box2{color:#000;text-align:center;background-color:#73e4ff;border-radius:20px;flex:1;justify-content:center;align-items:center;padding:1rem;font-size:1rem;font-weight:700;display:flex}.image-146{display:none}.image-154{width:100%}.image-141{display:none}.cr-social-media_card2-blue{background-color:#0280fb;border-radius:20px;padding:2rem}.cr-hero-finance{background-color:#040078;background-image:url(/research/finance-apps/images/finance-hero.svg);background-position:50%;background-repeat:no-repeat;background-size:auto 92%;flex-flow:column;justify-content:center;align-items:flex-start;width:100%;height:960px;display:flex;overflow:hidden}.image-151{display:none}@media screen and (min-width:1280px){.cr-quote-name{color:#fff;font-family:Montserrat,sans-serif;font-size:1.25rem}.cr-paragraph-vis.cr-paragraph-bold,.cr-paragraph-vis.cr-paragraph-bold.cr-paragraph-vis-white{letter-spacing:0}.cr-chapter-1_card-right-sign{grid-column-gap:2rem;grid-row-gap:2rem;justify-content:flex-start;align-items:center;display:flex}.cr-chapter_card-right{flex-flow:column;justify-content:space-between;display:flex}.cr-chapter-1_card{margin-top:4rem;margin-bottom:4rem}.cr-quote-2{margin-bottom:2rem;padding:0}}@media screen and (min-width:1920px){.vis-placeholder.vis-placeholder-margin-top{margin-top:5rem}.cr-research{justify-content:center;align-items:center;display:flex}}@media screen and (max-width:991px){p{text-wrap:balance}label{font-size:.8rem}blockquote{font-size:1.2rem}.cr-hero-finance_content{margin-bottom:4rem}.cr-hesding2{font-size:2.4rem}.cr-chapter-1_card{flex-flow:column}.cr-chapter-bottom-top{grid-column-gap:4rem;grid-row-gap:4rem;flex-flow:column}.cr-paragraph{font-size:1rem}.cr-paragraph.cr-modal{font-size:.875rem}.cr-chapter-1_card-left{max-width:100%}.cr-accordion_content{overflow:auto}.cr-full-report-img-rightp{margin-bottom:0;margin-left:0}.cr-hero-finace_arrow{bottom:4rem}.cr-hero-finance_content-box{width:auto;margin-top:0;margin-left:0}.image-140{display:none}.cr-hero-finance{background-position:50% -12%;height:860px}}@media screen and (max-width:767px){body{background-color:var(--color--parchment);color:var(--color--charcoal)}.cr-padding-h-section{padding-top:8rem}.cr-padding-global{padding-left:1rem;padding-right:1rem}.cr-chapter-1_card-right-sign{flex-flow:wrap-reverse;justify-content:flex-start;align-items:flex-start}.cr-hesding2{font-size:2rem}.vis-legend-wrapper.cr-need-col{grid-column-gap:3rem;grid-row-gap:3rem}.cr-chapter-right-top-child{grid-column-gap:2rem;grid-row-gap:2rem}.cr-heading-3{margin-bottom:1rem;font-size:1.25rem}.cr-accordion_heading{font-size:1.2rem;line-height:1.8}.cr-social-media_card-wrapper2{flex-flow:column}.cr-hero-finance_content-box{max-width:100%}.cr-full-report-link{padding-left:1rem;padding-right:1rem}.cr-hero-finance_box-bottom{grid-column-gap:16px;grid-row-gap:16px;grid-template-rows:auto auto;grid-template-columns:1fr 1fr;grid-auto-columns:1fr;display:grid}.image-140{display:inline-block}.image-155,.image-159{display:none}}@media screen and (max-width:479px){.hero-partners_wrapper{flex-flow:column;justify-content:center;align-items:flex-start}.cr-hero-finance_content{grid-column-gap:3.5rem;grid-row-gap:3.5rem}.cr-hero_container{padding-left:1rem;padding-right:1rem}.cr-padding-h-section{padding-top:4rem}.cr-chapter-1_card-right-sign{justify-content:flex-start;align-items:flex-start}.cr-logo-spacer_block{margin-left:0}.vis-legend-wrapper.cr-need-col{grid-column-gap:0rem;grid-row-gap:0rem;flex-flow:column}.cr-hero_heading.cr-text-light{font-size:2.5rem}.cr-hero_subtittle.cr-text-light{font-size:1.25rem}.cr-hero_subtittle.cr-text-light:lang(ko){font-size:1.2rem}.cr-chapter_card-right{padding-left:2rem;padding-right:2rem}.form-block-3.vis-form-region-wider{max-width:70%}.cr-hero_content-bottom{grid-column-gap:2rem;grid-row-gap:2rem;flex-flow:column}.cr-paragraph.cr-modal{font-size:.875rem}.viz-sources_umg{max-height:28px}.cr-modal_header{grid-column-gap:1rem;grid-row-gap:1rem;justify-content:space-between;align-items:center;padding-top:1rem;padding-bottom:1rem}.cr-accordion_content{max-height:85vh;padding:2rem}.cr-accordion_header{grid-column-gap:1rem;grid-row-gap:1rem;justify-content:space-between;align-items:center;padding-top:1rem;padding-bottom:1rem}.cr-accordion_heading{text-align:left}.cr-full-report-img-rightp{width:30%}.cr-full-report-link-wrapper{flex-flow:column;justify-content:center;align-items:flex-start}.cr-hero-finace_arrow{inset:72% 2rem 0% auto}.cr-full-report-img-left{width:37%;margin-left:auto}.cr-hero-finance_box-bottom{grid-column-gap:0px;grid-row-gap:0px;grid-template-rows:auto auto;grid-template-columns:1fr 1fr;grid-auto-columns:1fr;display:grid}.image-155{display:inline-block}.image-155.desktop-image{display:none}.image-155.mobile-image,.image-145{display:inline-block}.image-152{display:none}.cr-hero-finance_box1{padding-left:2rem;padding-right:2rem;font-size:2rem}.image-146{display:inline-block}.image-154{display:none}.image-141{display:inline-block}.cr-hero-finance{background-position:50% 100%;background-size:auto 68%;height:800px}.image-151{display:inline-block}.image-156{display:none}}.w-webflow-badge{display:none!important}:lang(ko),:lang(ko) *{word-break:keep-all;overflow-wrap:break-word}html{color-scheme:only light}:root{font-size:100%;interpolate-size:allow-keywords;--cubic-default: cubic-bezier(.65, .05, 0, 1);--duration-default: .735s;--animation-default: var(--duration-default) var(--cubic-default);--fade-edge: 5%}::selection{background-color:var(--color--text);color:var(--color--bg);text-shadow:none}::-moz-selection{background-color:var(--color--text);color:var(--color--bg);text-shadow:none}*{scrollbar-width:none;-ms-overflow-style:none}*::-webkit-scrollbar{display:none}img::selection,svg::selection{background:transparent}html,body{-webkit-font-smoothing:antialiased}svg{max-width:none;height:auto;box-sizing:border-box;vertical-align:middle}a{color:inherit;text-decoration:none}.display-none,[display-none]{display:none!important}.visibility-hidden,[visibility-hidden]{visibility:hidden}:where(:focus-visible){outline:.1em solid var(--color--focus);outline-offset:.1em}:where([screen-reader]:not(:focus,:active,:focus-within),.screen-reader:not(:focus,:active,:focus-within)){clip-path:inset(50%)!important;height:1px!important;width:1px!important;overflow:hidden!important;position:absolute!important;white-space:nowrap!important;border:0!important}:where(button){background-color:unset}[pointer-none]{pointer-events:none;user-select:none}[pointer-auto]{pointer-events:auto}[overflow-clip=x]{overflow-x:clip}[overflow-clip=y]{overflow-y:clip}textarea{resize:vertical}*[tabindex]:focus-visible,input[type=file]:focus-visible{outline:.1em solid var(--color--light);outline-offset:.1em}[data-lenis-prevent]{overscroll-behavior:contain}html{-webkit-text-size-adjust:100%;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}*,*:before,*:after{box-sizing:border-box;touch-action:manipulation;margin:0;padding:0}[data-theme=dark]{--color--bg: var(--color--dark);--color--text: var(--color--light)}[data-theme],[data-nav-theme]{background-color:var(--color--bg);color:var(--color--text);transition:background-color .2s ease,color .2s ease}h1,h2,h3,h4,h5,h6{font-weight:400;line-height:1.05;margin:0}h1{font-size:var(--typography--title-xxl)}h2{font-size:var(--typography--title-xl)}h3{font-size:var(--typography--title-lg)}h4{font-size:var(--typography--title-md)}h5{font-size:var(--typography--title-sm)}h6{font-size:var(--typography--body)}p,.wrap-pretty{text-wrap:pretty}.nav-item-link-head,[text-trim],[text-trim] h5,.index-card-details .text-title-h5,.footer-link,.button,.filter-list .text-title-h5,.anchor-button{text-box-trim:trim-both;text-box-edge:cap alphabetic}.tab-button .text-title-h5{white-space:nowrap}.rich-text h3 strong{font-weight:500}.rich-text p a strong{font-weight:400}html:lang(ja),html:lang(ko),html:lang(zh),html:lang(vi){--typography--font-family--sans: var(--typography--font-family--noto);--typography--font-family--serif: var(--typography--font-family--noto);--typography--font-family--analog: var(--typography--font-family--noto)}*{-webkit-tap-highlight-color:transparent}video{width:100%;height:100%}.blog-content-w .w-embed iframe{width:100%;height:auto;aspect-ratio:16 / 9}.hero1-img-wrap video{width:100%;object-fit:cover;height:100%}.rich-text>*:first-child,.legal-rich-text>:first-child{margin-top:0!important}.rich-text>*:last-child,.legal-rich-text>:last-child{margin-bottom:0!important}.nav-item-dropdown-toggle.is-active .icon{transform:rotate(180deg)}.faq-item:last-child{border-bottom-style:dotted}.faq-content:has(.tooltip-content.is-active){overflow:visible!important}.faq-trigger.is-active .is-vert{height:0%}[mute]{pointer-events:none}.bento-item .divider-line{max-width:100%}[button-dark-on-light-hover-trigger] .button{pointer-events:none}.article-card:hover .article-card-img{transform:scale(1.1)}.article-card:hover .article-card-link{pointer-events:auto}.article-card-head .text-title-h3{margin-bottom:auto}.nav-list,.tab-menu{scrollbar-width:none;-ms-overflow-style:none}.nav-list::-webkit-scrollbar,.tab-menu::-webkit-scrollbar{display:none;width:0;height:0}.filter-button input[type=radio]:checked~.text-title-h5{color:var(--color--parchment)}.filters-form>div:has(input[name=cf-turnstile-response]){display:none}.dark .context-text-list{border-color:var(--color--parchment)}.content-split-list-item:last-child{margin-bottom:0}.slide:last-child{border-right:none}.rich-text-tab>ul:first-child,.rich-text-tab>ol:first-child{margin-top:0!important;padding-top:0!important;border-top:none!important}[is-desktop]{display:block}[is-mobile]{display:none}@media(max-width:991px){[is-mobile]{display:block}[is-desktop]{display:none}.stat-card-text:last-child{border-bottom:none}.dark .pictogram{border-top:dotted calc(var(--spacing--gap) * .09375) var(--color--parchment);padding-top:var(--spacing--gap-32)}.pictogram:not(:first-child){border-top:none;padding-top:0}.dark .pictogram-wrapper .pictogram{border-color:var(--color--parchment)}}@media(min-width:992px){[data-hide-border-left]{border-left:none!important;border-left-color:transparent!important}[data-hide-border-right]{border-right:none!important;border-right-color:transparent!important}[data-hide-border-bottom]{border-bottom:none!important;border-bottom-color:transparent!important}.stat-card-subtext{max-width:24rem;text-wrap:balance}.pictogram-wrapper{display:grid;grid-template-columns:repeat(12,1fr)}.pictogram{display:grid;grid-template-columns:1fr;grid-template-rows:subgrid;grid-row:span 5;grid-column:span 6;max-width:none;align-content:start}.pictogram:where(.w-variant-77180b15-668e-2e7c-5a82-bd240397ef8a),.pictogram:where(.w-variant-3e4358e2-cf2c-8f83-beab-cf2f423a96eb){grid-column:span 4;max-width:none}.pictogram:where(.w-variant-40ac246f-d035-b8e1-95e0-c7577c277f99){grid-column:span 3;max-width:none}.pictogram>.pictogram-img-wrapper{grid-row:1}.pictogram>.pictogram-btn-w{grid-row:5}.pictogram>.pictogram-content{grid-row:2 / span 3;display:grid;grid-template-columns:1fr;grid-template-rows:subgrid}.pictogram-content>.pictrogram-tag-wrapper{grid-row:1}.pictogram-content>.pictogram-title-wrapper{grid-row:2}.pictogram-content>.pictogram-text-wrapper{grid-row:3}.pictogram{row-gap:0}.pictogram>.pictogram-content{row-gap:0}.pictogram>.pictogram-content>*:first-child{margin-top:var(--spacing--gap-48)}.pictogram>.pictogram-content>*+*{margin-top:var(--spacing--gap-24)}.pictogram>.pictogram-btn-w{margin-top:var(--spacing--gap-48)}.index-list:not(.small-view) .index-filterable{display:none}.index-list:not(.small-view)>.index-items,.index-list:not(.small-view) .index-card-combo,.index-list:not(.small-view) .index-large-wrap,.index-list:not(.small-view) .index-card-lrg{display:grid;grid-template-columns:1fr;grid-template-rows:subgrid}.index-list:not(.small-view)>.index-items{grid-row:span 4}.index-list:not(.small-view) .index-card-combo,.index-list:not(.small-view) .index-large-wrap,.index-list:not(.small-view) .index-card-lrg{grid-row:1 / span 4}.index-list:not(.small-view) .index-card-lrg{row-gap:var(--spacing--gap-32);align-content:start}.index-list:not(.small-view) .index-card-lrg>.index-card-img-w{grid-row:1}.index-list:not(.small-view) .index-card-lrg>.index-card-lrg-content{grid-row:2 / span 2;display:grid;grid-template-columns:1fr;grid-template-rows:subgrid;row-gap:var(--spacing--gap-16)}.index-list:not(.small-view) .index-card-lrg>.index-card-details{grid-row:4;position:static}.index-list:not(.small-view) .index-card-lrg-content>.text-title-h3{grid-row:1}.index-list:not(.small-view) .index-card-lrg-content>.text-body{grid-row:2}.index-list:not(.small-view) .index-card-lrg,.index-list:not(.small-view) .index-card-lrg>.index-card-lrg-content{row-gap:0}.index-list:not(.small-view) .index-card-lrg>.index-card-lrg-content{margin-top:var(--spacing--gap-32)}.index-list:not(.small-view) .index-card-lrg-content>.text-body{margin-top:var(--spacing--gap-24)}.index-list:not(.small-view) .index-card-lrg>.index-card-details{margin-top:var(--spacing--gap-32)}}@media(min-width:991px)and (max-width:1440px){.hero1-img-wrap{border-left:none}[nav-search]{display:none}}@media(min-width:1441px){.nav-item-group-head.is-active .nav-item-group-icon{transform:rotate(180deg)}.customer-hero_content-w,.report-hero{padding-left:0!important}.content-split-content-wrap:not([data-wf--comp-content-split-secton--variant=reverse],[data-wf--comp-content-split-secton--variant=reverse] *){padding-left:0!important}.leadership-popup-wrapper{max-height:70svh;padding:0;margin:auto}}@media(min-width:1441px){[reset-lr-margin]{margin-left:0!important;margin-right:0!important}[reset-lr-margin].tab-collection .tab-content-w{padding-left:0}}@media(min-width:1441px){.divider-line,.divider-line-inside{width:calc(1440px - (var(--spacing--container-padding) * 2) - 1px)}}@media(min-width:1441px){.office,.faq{padding-inline:0}}@media(min-width:992px)and (max-width:1060px){.nav-item-dropdown-toggle{padding-inline:1rem}}[button-dark-on-light-hover-trigger][highlight-button-on-hover].tile:hover{background-color:var(--color--gray-1)}[button-dark-on-light-hover-trigger][highlight-button-on-hover].tile:hover .button{border-style:solid;border-color:var(--color--charcoal);background-color:var(--color--blue);color:var(--color--charcoal)}.leadership-cms-item:has(.leadership-popup-trigger):hover .button{border-style:solid;border-color:var(--color--charcoal);background-color:var(--color--blue);color:var(--color--charcoal)}.leadership-cms-item:has(.leadership-popup-trigger) .leadership-cms-visual img{transition:transform .425s ease}.leadership-cms-item:has(.leadership-popup-trigger):hover .leadership-cms-visual{filter:brightness(.7)}.leadership-cms-item:has(.leadership-popup-trigger):hover .leadership-cms-visual img{transform:scale(1.025)}.leadership-filter-radio-w .text-title-h5{white-space:nowrap}@media only screen and (min-width:992px){.leadership-cms-item:nth-child(4n+1),.leadership-cms-item:nth-child(4n+2),.leadership-cms-item:nth-child(4n+3){border-right-width:calc(var(--spacing--gap) * .09375);border-right-style:dotted;border-right-color:var(--color--charcoal)}.leadership-cms-list:has(.leadership-cms-item:last-child:nth-child(4n)) .leadership-cms-item:nth-last-child(-n+4){border-bottom:none}.leadership-cms-list:has(.leadership-cms-item:last-child:nth-child(4n+1)) .leadership-cms-item:last-child{border-bottom:none}.leadership-cms-list:has(.leadership-cms-item:last-child:nth-child(4n+2)) .leadership-cms-item:nth-last-child(-n+2){border-bottom:none}.leadership-cms-list:has(.leadership-cms-item:last-child:nth-child(4n+3)) .leadership-cms-item:nth-last-child(-n+3){border-bottom:none}}.anchor-button.w--current{pointer-events:none}.nav-item-link.-wfp-hover,.nav-item-link:hover,.nav-item-hov:hover .nav-item-link,.nav-item-hov.-wfp-hover .nav-item-link{text-decoration-line:underline;text-decoration-thickness:initial;text-underline-offset:2px;text-decoration-style:dotted;text-decoration-skip-ink:none;text-decoration-color:inherit}@media(min-width:991px)and (max-width:1280px){.ctv-box{height:15rem}}@media screen and (max-width:991px){.stat-card-text:nth-child(2){border-top-style:dotted}}@media screen and (max-width:991px){.stat-card-simple:first-child{border-top-style:none;padding-top:0}.leadership-popup-content .rich-text{display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:5;overflow:hidden}.leadership-popup-content .rich-text p{display:inline}.leadership-popup-content .rich-text.is-expanded{display:block;-webkit-line-clamp:unset;overflow:visible}.leadership-popup-content .rich-text.is-expanded p{display:block}}.tab-menu-tog.w--open .tab-menu-icon,.filters-tog.w--open .filter-w-icon{transform:rotate(180deg)}@media only screen and (min-width:992px){[data-hide=d]{display:none}}@media only screen and (max-width:991px){[data-hide=t]{display:none}}@media screen and (max-width:767px){[data-hide=ml]{display:none}}@media screen and (max-width:497px){[data-hide=m]{display:none}}html{font-size:1rem}@media screen and (max-width:1920px){html{font-size:1rem}}@media screen and (max-width:1440px){html{font-size:calc(.8126951092611863rem + .20811654526534862vw)}}@media screen and (max-width:479px){html{font-size:calc(.7497384937238494rem + .41841004184100417vw)}}body{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-smoothing:antialiased;text-rendering:optimizeLegibility}svg{display:block}.pointer-events-none{pointer-events:none}.cr-dropdown{appearance:none!important;-webkit-appearance:none!important;-moz-appearance:none!important}.cr-floating-icon{animation:wiggle .6s ease-in-out infinite;transform-origin:center}.cr-floating-icon:nth-child(odd){animation-timing-function:ease-in-out}.cr-floating-icon:nth-child(2n){animation-timing-function:cubic-bezier(.4,0,.6,1)}.cr-floating-icon-1{animation-delay:.03s;animation-duration:.62s}.cr-floating-icon-2{animation-delay:.17s;animation-duration:.71s}.cr-floating-icon-3{animation-delay:.09s;animation-duration:.58s}.cr-floating-icon-4{animation-delay:.22s;animation-duration:.75s}.cr-floating-icon-5{animation-delay:.15s;animation-duration:.63s}.cr-floating-icon-6{animation-delay:.04s;animation-duration:.7s}.cr-floating-icon-7{animation-delay:.28s;animation-duration:.8s}.cr-floating-icon-8{animation-delay:.13s;animation-duration:.65s}.cr-floating-icon-9{animation-delay:.19s;animation-duration:.6s}.cr-floating-icon-10{animation-delay:.24s;animation-duration:.73s}.cr-floating-icon-11{animation-delay:.07s;animation-duration:.69s}.cr-floating-icon-12{animation-delay:.31s;animation-duration:.78s}.cr-floating-icon-13{animation-delay:.18s;animation-duration:.66s}.cr-floating-icon-14{animation-delay:.1s;animation-duration:.74s}.cr-floating-icon-15{animation-delay:.27s;animation-duration:.68s}.cr-floating-icon-16{animation-delay:.05s;animation-duration:.8s}.cr-floating-icon-17{animation-delay:.21s;animation-duration:.7s}.cr-hero_arrow{animation:float 1s ease-in-out infinite;transform:translate(-50%) translateY(0)}@keyframes float{0%,to{transform:translate(-50%) translateY(0)}50%{transform:translate(-50%) translateY(-6px)}}@keyframes wiggle{0%{transform:rotate(-3deg)}50%{transform:rotate(3deg)}to{transform:rotate(-3deg)}}.cr-tooltip:before{content:"";z-index:-1;position:absolute;top:0;left:-.5rem;width:100%;height:100%;padding:0 .5rem;background-color:#e8fbff;background-image:url(/research/finance-apps/images/info.svg);background-repeat:no-repeat;background-position:right .5rem center;background-size:1rem;border:1px solid #16D2FF;border-radius:90px}.cr-tooltip:after{content:attr(data-tooltip);display:flex;position:absolute;top:125%;left:50%;transform:translate(-50%);background:#e8fbff;color:#000;padding:.4rem .6rem;border:1px solid #16D2FF;border-radius:10px;font-size:.75rem;font-weight:400;opacity:0;pointer-events:none;transition:opacity .2s ease;z-index:1000;box-shadow:0 2px 6px #0003;width:max-content;max-width:100%;white-space:normal;word-break:break-word}.cr-tooltip.cr-is-dark:before{background-color:#040078;background-image:url(/research/finance-apps/images/info-white.svg);border:1px solid white}.cr-tooltip.cr-is-dark:after{background:#040078;color:#fff;padding:.4rem .6rem;border:1px solid white}.cr-tooltip:hover:after{opacity:1}.cr-tooltip:hover{z-index:10000}@media(max-width:479px){.cr-tooltip:after{max-width:100%;white-space:normal;word-break:break-word}}.cr-research-modal{opacity:0;transition:opacity .3s ease}.cr-modal-close{transform:rotate(45deg)}.cr-accordion_content{overscroll-behavior:contain}.cr-research-modal .cr-accordion_content{max-height:calc(100vh - 8rem);overflow:auto}.site-footer{background:#000;color:#fff;padding:2rem 1.5rem;font-size:.75rem}.site-footer p{margin:0}html:lang(zh){--typography--font-family--noto: "Noto Sans SC", "Noto Sans JP", sans-serif}.cr-tooltip{padding-right:2.5rem}@font-face{font-family:PPMori;font-weight:400;font-style:normal;font-display:swap;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e1d76997a8c3fb13fde_PPMori-Regular.otf) format("opentype")}@font-face{font-family:PPMori;font-weight:600;font-style:normal;font-display:swap;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e1d185eac181144b000_PPMori-Semibold.otf) format("opentype")}@font-face{font-family:Kyoto;font-weight:500;font-style:normal;font-display:swap;src:url(https://cdn.prod.website-files.com/6a59dd0133b776de7ec526cd/6a744e6e13f001391bb0f78d_PPKyoto-Medium.otf) format("opentype")}.site-nav{--nav-bg: #faf9f5;--nav-fg: #2f2f2f;--nav-h: clamp(55px, 11vw, 88px);--nav-pad: clamp(14px, 2.75vw, 22px);position:fixed;top:0;left:0;right:0;z-index:9000;background:var(--nav-bg);color:var(--nav-fg);font-family:PPMori,Arial,Noto Sans JP,Noto Sans SC,sans-serif;-webkit-font-smoothing:antialiased}.site-nav *,.site-nav *:before,.site-nav *:after{box-sizing:border-box}.site-nav a{color:inherit;text-decoration:none}.site-nav ul,.site-nav li{list-style:none;margin:0;padding:0}.site-nav_bar{position:relative;z-index:2;display:flex;align-items:center;justify-content:space-between;max-width:1344px;height:var(--nav-h);margin:0 auto;padding:0 var(--nav-pad);background:var(--nav-bg)}.site-nav_logo{display:block;flex:none}.site-nav_logo img{display:block;height:clamp(25px,4.2vw,36px);width:auto}.site-nav_item,.site-nav_locale-panel a,.site-nav_panel-lang a{font:600 11.86px/15.4px PPMori,Arial,Noto Sans JP,Noto Sans SC,sans-serif;letter-spacing:.24px;text-transform:uppercase}.site-nav_right{display:none}.site-nav_burger,.site-nav_panel{display:flex}@media(min-width:992px){.site-nav{--nav-h: clamp(92px, 7.3vw, 96px);--nav-pad: clamp(22px, 3.7vw, 47px)}.site-nav_right{display:flex;align-items:stretch;height:100%;margin-right:-15.66px}.site-nav_burger,.site-nav_panel{display:none}}.site-nav_item{display:flex;align-items:center;height:100%;padding:0 15.66px;background:none;border:0;color:inherit;cursor:pointer;white-space:nowrap;transition:opacity .2s ease}.site-nav_item:hover,.site-nav_item:focus-visible{opacity:.6}.site-nav_item:focus-visible,.site-nav_burger:focus-visible,.site-nav_panel a:focus-visible,.site-nav_locale-panel a:focus-visible{outline:2px solid var(--nav-fg);outline-offset:-2px;opacity:1}.site-nav_cta{padding:0 23.49px}.site-nav_globe svg{display:block;width:28px;height:28px}.site-nav_locale{position:relative;height:100%}.site-nav_locale-panel{position:absolute;top:100%;right:0;min-width:143px;background:var(--nav-bg);opacity:0;visibility:hidden;transform:translateY(-4px);transition:opacity .2s ease,transform .2s ease,visibility 0s linear .2s}.site-nav_locale.is-open .site-nav_locale-panel,.site-nav_locale:focus-within .site-nav_locale-panel{opacity:1;visibility:visible;transform:none;transition-delay:0s}@media(hover:hover){.site-nav_locale:hover .site-nav_locale-panel{opacity:1;visibility:visible;transform:none;transition-delay:0s}}.site-nav_locale-panel a{display:block;padding:12.3px 23.49px;white-space:nowrap}.site-nav_locale-panel a:hover{background:#efede6}.site-nav_locale-panel a[aria-current]{text-decoration:underline;text-underline-offset:4px}.site-nav_burger{align-items:center;justify-content:center;width:44px;height:44px;margin-right:-8px;padding:0;background:none;border:0;color:inherit;cursor:pointer}.site-nav_burger svg{display:block;width:28px;height:auto}.site-nav_burger .site-nav_burger-close,.site-nav.is-open .site-nav_burger .site-nav_burger-open{display:none}.site-nav.is-open .site-nav_burger .site-nav_burger-close{display:block}.site-nav.is-open .site-nav_bar{border-bottom:1px solid var(--nav-fg)}.site-nav_panel{position:fixed;inset:0;z-index:1;flex-direction:column;justify-content:space-between;padding-top:var(--nav-h);background:var(--nav-bg);overflow-y:auto;overscroll-behavior:contain;transform:translateY(-100%);visibility:hidden;transition:transform .325s ease,visibility 0s linear .325s}.site-nav.is-open .site-nav_panel{transform:none;visibility:visible;transition-delay:0s}html.nav-locked{overflow:hidden}.site-nav_panel-link{display:flex;align-items:center;min-height:80px;padding:0 var(--nav-pad);font:500 25.44px/1 Kyoto,Georgia,Noto Sans JP,Noto Sans SC,serif;letter-spacing:-.25px}.site-nav_panel-bottom{display:flex;align-items:center;gap:14px;padding:27.5px var(--nav-pad) calc(27.5px + env(safe-area-inset-bottom))}.site-nav_panel-bottom svg{flex:none;width:21px;height:21px}.site-nav_panel-lang{display:flex;flex-wrap:wrap;gap:4px 20px}.site-nav_panel-lang a{display:block;padding:8px 0}.site-nav_panel-lang a[aria-current]{text-decoration:underline;text-underline-offset:4px}@media(prefers-reduced-motion:reduce){.site-nav_panel,.site-nav_locale-panel,.site-nav_item{transition:none}}:root{--typography--font-family--serif: Kyoto, Georgia, serif}html:lang(ja),html:lang(ko),html:lang(zh),html:lang(vi){--typography--font-family--serif: var(--typography--font-family--noto)}:is(h1,h2,h3,h4,h5,h6,.cr-chapter-header,.cr-modal_header,.cr-social-media_card2-title,.cr-full-report-link-title,.cr-accordion_header):not(#_){font-family:var(--typography--font-family--serif);font-weight:500}html:lang(ja) :is(h1,h2,h3,h4,h5,h6,.cr-chapter-header,.cr-modal_header,.cr-social-media_card2-title,.cr-full-report-link-title,.cr-accordion_header):not(#_),html:lang(ko) :is(h1,h2,h3,h4,h5,h6,.cr-chapter-header,.cr-modal_header,.cr-social-media_card2-title,.cr-full-report-link-title,.cr-accordion_header):not(#_),html:lang(zh) :is(h1,h2,h3,h4,h5,h6,.cr-chapter-header,.cr-modal_header,.cr-social-media_card2-title,.cr-full-report-link-title,.cr-accordion_header):not(#_),html:lang(vi) :is(h1,h2,h3,h4,h5,h6,.cr-chapter-header,.cr-modal_header,.cr-social-media_card2-title,.cr-full-report-link-title,.cr-accordion_header):not(#_){font-weight:700}html:lang(ja) .site-nav,html:lang(ko) .site-nav,html:lang(zh) .site-nav,html:lang(vi) .site-nav,html:lang(ja) .site-nav_panel-link,html:lang(ko) .site-nav_panel-link,html:lang(zh) .site-nav_panel-link,html:lang(vi) .site-nav_panel-link{font-family:var(--typography--font-family--noto)}html:lang(ja) .site-nav_item,html:lang(ko) .site-nav_item,html:lang(zh) .site-nav_item,html:lang(vi) .site-nav_item,html:lang(ja) .site-nav_locale-panel a,html:lang(ko) .site-nav_locale-panel a,html:lang(zh) .site-nav_locale-panel a,html:lang(vi) .site-nav_locale-panel a,html:lang(ja) .site-nav_panel-lang a,html:lang(ko) .site-nav_panel-lang a,html:lang(zh) .site-nav_panel-lang a,html:lang(vi) .site-nav_panel-lang a{font-family:var(--typography--font-family--noto)}